Insurance

Looking to buy a term insurance policy? Calculate your Human Life Value (HLV) first

Buying a term life insurance policy is the decision of a lifetime. So, it’s important that the amount arrived at is correct. Human life value (HLV) is one of the methods of computing the right cover amount.

What is crop insurance?

LIC may look at composite licence after passage of insurance law tweak

Insurance penetration in India during 2021-22 was 4.2 per cent, remaining same as in 2020-21.

Ways to ask for customisation in your group health insurance policy

For group health insurance, Flexi GMC is the next frontier. Employees are increasingly seeking greater participation in designing the benefits that are most relevant to them. The one-size-fits-all has its limitations.

Double-digit growth in life insurance sector to continue, new proposals to boost business: Milliman India

The regulatory changes proposed by IRDAI will give a further boost to growth and also improve penetration, says actuarial firm Milliman India has said

Why you should buy health insurance now, and not wait till retirement

Buying health insurance when you are comparatively younger and healthier will supplement your employer-provided cover for any higher hospitalisation bills and there will be no hassles in terms of renewability. If you want to buy insurance at an advanced age and have some new health issues, insurers may not even be willing to cover you.

What is a cyber insurance cover?