The CEO of Trust Mutual fund is concerned about inflation.
It’s not just important to invest in equities but also to do it in a systematic way instead of bond and stock picking, Ghosh says
Multiple financial advisors may help you get diversified views, but unless they talk to one another, you may end up having duplicate investment products across multiple portfolios, doing similar things. Sometimes, specialists help.S
In growth or equity-oriented schemes, small-cap funds got the highest inflows at Rs 2,244.77 crore followed by Rs 1,962.26 crore in mid-cap funds, data provided by the Association of Mutual Funds in India shows
This partnership aims to enable GoldenPi’s audience to invest in various fixed income instruments, including high-rated bonds and NCDs from trusted institutions at a starting price of just Rs 10,000
In November 2022, HSBC Mutual Fund, one of the handful of foreign asset management companies in India, announced that its takeover of L&T mutual fund is complete. That made bigger news than any of its mutual fund scheme ever did in the past many years, as HSBC India mutual fund’s performance has been ordinary. But newly-appointed co-CEO, Kailash Kulkarni has plans to localize this foreign fund house and do business, the India way.
One of the demands if for uniform taxation of capital gains from mutual funds and Unit-Linked Insurance Plans issued by insurance companies
Since the performance of these funds are cyclical in nature, their portfolios are constructed in a way that that not only to capitalize the opportunities when the sectors or theme perform well but also contain the loss well when they undergo rough paces
From learning to spend your money in a better way to staying healthy enough to enjoy your money, here are eight truisms that would help you have a healthier relation with money in 2023.
Though investors have benefitted from high interest rates, there may not be much of an upside left. In any case, do not compromise on quality for the sake of slightly higher returns
Increased cost of healthcare for senior citizens, particularly post COVID-19, warrants a higher deduction limit for premiums as well as routine medical expenses, say financial planners
The sharp decline in returns from small-cap funds over the past one year should not deter investors. A revival in the property cycle, consumer spending post-Covid-19 and a repair of household balance sheets is good news.
The liquidity of NCDs pales in comparison to debt funds. Besides, rates are still going up and a credit rating below AA doesn’t inspire confidence. You also need to look at the taxation.
Citizen and corporate models to grow fastest going forward; approval for minimum assured return scheme expected soon, says PFRDA chief Supratim Bandyopadhyay
Both, Crisil and ICRA have given the issue AA rating. According to ICRA, the rating is constrained by the impact of COVID-19 on the group's profitability and asset quality.
Sharper focus on making India’s education infrastructure stand at par with universities abroad and creating enough job opportunities to prevent brain drain from the country should be prioritised, say financial planners.
Budget 2023 must make an effort to increase the section 80C tax deduction limits. Retail investor would benefit if they could save more taxes. A study of inflows into ELSS funds or tax-savings funds shows that when Section 80C tax deduction limits were enhanced, the last time, to Rs 1.5 lakh, flows into these funds went up.
After unprecedented events such as COVID-19 and war, India’s equity and bond markets could do well in 2023, but investors must be mindful of risks
Going forward, if the markets keep rising or move sideways, investors could make decent returns on these schemes. Improved yields on arbitrage opportunities, coupled with high yields on fixed-income investments held by these schemes, make arbitrage funds an attractive investment alternative.
Exchange-traded funds have become hugely popular in India as large-cap-oriented funds find it tougher to beat benchmark indices. Three key factors can help narrow the list
Especially, midcap schemes are more likely to add these stocks in their portfolio to adhere to the regulator’s mandate of holding at least 65% of the assets in the midcap universe
Child education remains the most prioritised goal for most Indians, with 34 percent of the surveyed by Axis My India saving their money for it.
Tighter SEBI guidelines around mutual fund distribution and advisory services, investors’ reluctance to pay a fee, and low awareness have forced robo-advisors to keep reinventing the wheel.
The new regime has failed to attract taxpayers. Allowing some deductions as part of Budget 2023 announcements may help, but will also mean diluting the USP of the new system – simplicity and lesser paperwork.